Call reports 2020
DICKINSON COUNTY BANK — 2020
What DICKINSON COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 16,877,000 | 17,415,000 | 18,146,000 | 17,213,000 |
| Total loans | 11,704,000 | 11,397,000 | 11,508,000 | 11,022,000 |
| Allowance for loan losses | 305,000 | 314,000 | 422,000 | 287,000 |
| Securities available for sale | 262,000 | 261,000 | 5,000 | 5,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,403,000 | 15,937,000 | 16,478,000 | 15,493,000 |
| Interest-bearing deposits | 12,886,000 | 12,949,000 | 14,138,000 | 13,039,000 |
| Noninterest-bearing deposits | 2,517,000 | 2,988,000 | 2,340,000 | 2,454,000 |
| Equity capital | 1,441,000 | 1,448,000 | 1,632,000 | 1,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 407,000 | 572,000 | 739,000 |
| Interest expense | 59,000 | 98,000 | 137,000 | 175,000 |
| Net interest income | 148,000 | 309,000 | 435,000 | 564,000 |
| Noninterest income | 17,000 | 36,000 | 39,000 | 83,000 |
| Noninterest expense | 170,000 | 319,000 | 459,000 | 576,000 |
| Provision for loan losses | 6,000 | 25,000 | 120,000 | 120,000 |
| Pretax income | -11,000 | 1,000 | -105,000 | -49,000 |
| Income tax | 0 | 4,000 | 4,000 | 5,000 |
| Net income | -11,000 | -3,000 | -109,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,439,000 | 1,443,000 | 1,628,000 | 1,684,000 |
| Total capital | 1,582,000 | 1,585,000 | 1,766,000 | 1,814,000 |
| Risk-weighted assets | 11,272,000 | 11,147,000 | 10,790,000 | 10,235,000 |