Call reports 2019
DICKINSON COUNTY BANK — 2019
What DICKINSON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 16,070,000 | 16,444,000 | 17,121,000 | 16,967,000 |
| Total loans | 11,994,000 | 13,111,000 | 13,036,000 | 12,033,000 |
| Allowance for loan losses | 186,000 | 200,000 | 207,000 | 297,000 |
| Securities available for sale | 266,000 | 267,000 | 265,000 | 264,000 |
| Securities held to maturity | 453,000 | 452,000 | 451,000 | 451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,589,000 | 14,950,000 | 15,618,000 | 15,484,000 |
| Interest-bearing deposits | 12,194,000 | 12,398,000 | 13,637,000 | 13,290,000 |
| Noninterest-bearing deposits | 2,395,000 | 2,552,000 | 1,981,000 | 2,195,000 |
| Equity capital | 1,466,000 | 1,467,000 | 1,467,000 | 1,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 418,000 | 637,000 | 858,000 |
| Interest expense | 46,000 | 96,000 | 155,000 | 217,000 |
| Net interest income | 169,000 | 322,000 | 482,000 | 641,000 |
| Noninterest income | 15,000 | 33,000 | 53,000 | 174,000 |
| Noninterest expense | 165,000 | 330,000 | 503,000 | 681,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 134,000 |
| Pretax income | 13,000 | 13,000 | 14,000 | 0 |
| Income tax | -3,000 | -3,000 | -3,000 | -3,000 |
| Net income | 16,000 | 16,000 | 17,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,466,000 | 1,467,000 | 1,467,000 | 1,453,000 |
| Total capital | 1,606,000 | 1,619,000 | 1,615,000 | 1,599,000 |
| Risk-weighted assets | 11,123,000 | 12,134,000 | 11,766,000 | 11,548,000 |