Call reports 2018
DICKINSON COUNTY BANK — 2018
What DICKINSON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,295,000 | 13,436,000 | 14,138,000 | 14,996,000 |
| Total loans | 10,152,000 | 11,252,000 | 11,321,000 | 11,972,000 |
| Allowance for loan losses | 169,000 | 174,000 | 170,000 | 180,000 |
| Securities available for sale | 268,000 | 267,000 | 266,000 | 265,000 |
| Securities held to maturity | 455,000 | 455,000 | 454,000 | 453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,870,000 | 11,992,000 | 12,636,000 | 13,518,000 |
| Interest-bearing deposits | 9,747,000 | 9,617,000 | 10,698,000 | 10,918,000 |
| Noninterest-bearing deposits | 2,123,000 | 2,375,000 | 1,938,000 | 2,600,000 |
| Equity capital | 1,396,000 | 1,410,000 | 1,472,000 | 1,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 348,000 | 572,000 | 772,000 |
| Interest expense | 29,000 | 63,000 | 104,000 | 147,000 |
| Net interest income | 148,000 | 285,000 | 468,000 | 625,000 |
| Noninterest income | 9,000 | 16,000 | 27,000 | 38,000 |
| Noninterest expense | 136,000 | 259,000 | 384,000 | 556,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 34,000 |
| Pretax income | 16,000 | 33,000 | 97,000 | 73,000 |
| Income tax | 8,000 | 12,000 | 13,000 | 14,000 |
| Net income | 8,000 | 21,000 | 84,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,392,000 | 1,406,000 | 1,469,000 | 1,446,000 |
| Total capital | 1,511,000 | 1,536,000 | 1,603,000 | 1,584,000 |
| Risk-weighted assets | 9,458,000 | 10,379,000 | 10,692,000 | 10,958,000 |