Call reports 2017
DICKINSON COUNTY BANK — 2017
What DICKINSON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 11,008,000 | 12,840,000 | 13,315,000 | 12,429,000 |
| Total loans | 8,241,000 | 8,705,000 | 9,180,000 | 10,334,000 |
| Allowance for loan losses | 145,000 | 144,000 | 162,000 | 164,000 |
| Securities available for sale | 287,000 | 283,000 | 275,000 | 271,000 |
| Securities held to maturity | 458,000 | 457,000 | 457,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,139,000 | 10,923,000 | 11,359,000 | 10,952,000 |
| Interest-bearing deposits | 6,817,000 | 7,780,000 | 8,671,000 | 8,555,000 |
| Noninterest-bearing deposits | 2,323,000 | 3,143,000 | 2,687,000 | 2,398,000 |
| Equity capital | 1,335,000 | 1,381,000 | 1,409,000 | 1,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 326,000 | 495,000 | 689,000 |
| Interest expense | 15,000 | 36,000 | 64,000 | 95,000 |
| Net interest income | 139,000 | 290,000 | 431,000 | 594,000 |
| Noninterest income | 13,000 | 27,000 | 41,000 | 46,000 |
| Noninterest expense | 101,000 | 190,000 | 300,000 | 426,000 |
| Provision for loan losses | 3,000 | 6,000 | 21,000 | 25,000 |
| Pretax income | 48,000 | 121,000 | 151,000 | 189,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 48,000 | 116,000 | 146,000 | 184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,314,000 | 1,365,000 | 1,395,000 | 1,433,000 |
| Total capital | 1,401,000 | 1,460,000 | 1,494,000 | 1,540,000 |
| Risk-weighted assets | 6,889,000 | 7,545,000 | 7,864,000 | 8,524,000 |