Call reports 2016
DICKINSON COUNTY BANK — 2016
What DICKINSON COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 10,561,000 | 10,844,000 | 10,321,000 | 10,606,000 |
| Total loans | 6,579,000 | 7,318,000 | 7,773,000 | 7,889,000 |
| Allowance for loan losses | 147,000 | 148,000 | 148,000 | 149,000 |
| Securities available for sale | 298,000 | 298,000 | 296,000 | 287,000 |
| Securities held to maturity | 461,000 | 460,000 | 459,000 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,303,000 | 9,576,000 | 8,884,000 | 8,580,000 |
| Interest-bearing deposits | 7,169,000 | 6,865,000 | 6,667,000 | 6,304,000 |
| Noninterest-bearing deposits | 2,134,000 | 2,711,000 | 2,217,000 | 2,276,000 |
| Equity capital | 1,241,000 | 1,246,000 | 1,276,000 | 1,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 273,000 | 405,000 | 546,000 |
| Interest expense | 11,000 | 20,000 | 30,000 | 41,000 |
| Net interest income | 133,000 | 253,000 | 375,000 | 505,000 |
| Noninterest income | 20,000 | 35,000 | 49,000 | 62,000 |
| Noninterest expense | 109,000 | 211,000 | 316,000 | 440,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 44,000 | 77,000 | 108,000 | 125,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 42,000 | 75,000 | 106,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,212,000 | 1,217,000 | 1,247,000 | 1,266,000 |
| Total capital | 1,278,000 | 1,289,000 | 1,323,000 | 1,344,000 |
| Risk-weighted assets | 5,229,000 | 5,682,000 | 5,972,000 | 6,227,000 |