Call reports 2015
DICKINSON COUNTY BANK — 2015
What DICKINSON COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 11,264,000 | 11,331,000 | 10,979,000 | 10,907,000 |
| Total loans | 6,771,000 | 6,831,000 | 6,520,000 | 6,897,000 |
| Allowance for loan losses | 140,000 | 143,000 | 145,000 | 146,000 |
| Securities available for sale | 302,000 | 297,000 | 300,000 | 293,000 |
| Securities held to maturity | 463,000 | 463,000 | 462,000 | 461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,063,000 | 10,109,000 | 9,743,000 | 9,698,000 |
| Interest-bearing deposits | 7,568,000 | 7,620,000 | 7,468,000 | 7,350,000 |
| Noninterest-bearing deposits | 2,494,000 | 2,489,000 | 2,275,000 | 2,348,000 |
| Equity capital | 1,186,000 | 1,206,000 | 1,215,000 | 1,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 123,000 | 251,000 | 369,000 | 480,000 |
| Interest expense | 11,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 112,000 | 229,000 | 336,000 | 436,000 |
| Noninterest income | 17,000 | 34,000 | 49,000 | 62,000 |
| Noninterest expense | 116,000 | 224,000 | 340,000 | 467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 39,000 | 45,000 | 31,000 |
| Income tax | 0 | 0 | 2,000 | 2,000 |
| Net income | 13,000 | 39,000 | 43,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,151,000 | 1,177,000 | 1,183,000 | 1,168,000 |
| Total capital | 1,221,000 | 1,250,000 | 1,252,000 | 1,240,000 |
| Risk-weighted assets | 5,588,000 | 5,768,000 | 5,450,000 | 5,704,000 |