Call reports 2014
DICKINSON COUNTY BANK — 2014
What DICKINSON COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 11,120,000 | 11,752,000 | 11,072,000 | 10,776,000 |
| Total loans | 6,138,000 | 6,448,000 | 6,445,000 | 6,519,000 |
| Allowance for loan losses | 144,000 | 158,000 | 131,000 | 134,000 |
| Securities available for sale | 295,000 | 298,000 | 298,000 | 297,000 |
| Securities held to maturity | 466,000 | 465,000 | 465,000 | 464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,000,000 | 10,636,000 | 9,935,000 | 9,588,000 |
| Interest-bearing deposits | 7,307,000 | 8,089,000 | 7,385,000 | 7,253,000 |
| Noninterest-bearing deposits | 2,693,000 | 2,546,000 | 2,549,000 | 2,335,000 |
| Equity capital | 1,114,000 | 1,103,000 | 1,122,000 | 1,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 238,000 | 364,000 | 487,000 |
| Interest expense | 11,000 | 22,000 | 35,000 | 46,000 |
| Net interest income | 109,000 | 216,000 | 329,000 | 441,000 |
| Noninterest income | 14,000 | 32,000 | 46,000 | 89,000 |
| Noninterest expense | 123,000 | 252,000 | 357,000 | 464,000 |
| Provision for loan losses | 2,000 | 14,000 | 17,000 | 17,000 |
| Pretax income | -2,000 | -18,000 | 1,000 | 49,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -3,000 | -19,000 | 0 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,087,000 | 1,071,000 | 1,090,000 | 1,136,000 |
| Total capital | 1,145,000 | 1,134,000 | 1,153,000 | 1,205,000 |
| Risk-weighted assets | 4,565,000 | 5,013,000 | 5,000,000 | 5,785,000 |