Call reports 2013
DICKINSON COUNTY BANK — 2013
What DICKINSON COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,872,000 | 9,414,000 | 9,102,000 | 8,960,000 |
| Total loans | 6,950,000 | 7,203,000 | 6,487,000 | 6,412,000 |
| Allowance for loan losses | 238,000 | 247,000 | 199,000 | 157,000 |
| Securities available for sale | 665,000 | 650,000 | 493,000 | 286,000 |
| Securities held to maturity | 468,000 | 468,000 | 467,000 | 467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,378,000 | 7,926,000 | 7,609,000 | 7,843,000 |
| Interest-bearing deposits | 5,564,000 | 5,594,000 | 5,541,000 | 5,726,000 |
| Noninterest-bearing deposits | 2,814,000 | 2,332,000 | 2,068,000 | 2,117,000 |
| Equity capital | 1,131,000 | 1,124,000 | 1,125,000 | 1,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 241,000 | 363,000 | 505,000 |
| Interest expense | 9,000 | 17,000 | 28,000 | 37,000 |
| Net interest income | 112,000 | 224,000 | 335,000 | 468,000 |
| Noninterest income | 12,000 | 36,000 | 60,000 | 48,000 |
| Noninterest expense | 120,000 | 247,000 | 378,000 | 505,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 4,000 | 13,000 | 17,000 | 4,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 4,000 | 11,000 | 15,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,091,000 | 1,097,000 | 1,102,000 | 1,089,000 |
| Total capital | 1,169,000 | 1,173,000 | 1,170,000 | 1,152,000 |
| Risk-weighted assets | 6,117,000 | 5,957,000 | 5,298,000 | 4,956,000 |