Call reports 2012
DICKINSON COUNTY BANK — 2012
What DICKINSON COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 8,326,000 | 8,366,000 | 8,503,000 | 9,170,000 |
| Total loans | 5,277,000 | 6,073,000 | 6,366,000 | 6,937,000 |
| Allowance for loan losses | 220,000 | 224,000 | 241,000 | 240,000 |
| Securities available for sale | 893,000 | 913,000 | 769,000 | 665,000 |
| Securities held to maturity | 471,000 | 470,000 | 470,000 | 469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,259,000 | 7,273,000 | 7,394,000 | 8,031,000 |
| Interest-bearing deposits | 4,939,000 | 4,942,000 | 5,130,000 | 5,432,000 |
| Noninterest-bearing deposits | 2,320,000 | 2,330,000 | 2,264,000 | 2,599,000 |
| Equity capital | 1,050,000 | 1,071,000 | 1,081,000 | 1,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 216,000 | 337,000 | 463,000 |
| Interest expense | 8,000 | 15,000 | 24,000 | 32,000 |
| Net interest income | 98,000 | 201,000 | 313,000 | 431,000 |
| Noninterest income | 15,000 | 32,000 | 46,000 | 74,000 |
| Noninterest expense | 121,000 | 242,000 | 360,000 | 456,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | -9,000 | -1,000 | 49,000 |
| Income tax | -3,000 | -3,000 | -3,000 | -3,000 |
| Net income | -5,000 | -6,000 | 2,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,027,000 | 1,028,000 | 1,035,000 | 1,084,000 |
| Total capital | 1,094,000 | 1,126,000 | 1,123,000 | 1,084,000 |
| Risk-weighted assets | 5,198,000 | 6,966,000 | 6,905,000 | 7,361,000 |