Call reports 2011
DICKINSON COUNTY BANK — 2011
What DICKINSON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 9,553,000 | 9,122,000 | 8,403,000 | 8,046,000 |
| Total loans | 4,556,000 | 5,217,000 | 5,103,000 | 5,349,000 |
| Allowance for loan losses | 214,000 | 227,000 | 223,000 | 234,000 |
| Securities available for sale | 2,877,000 | 1,593,000 | 1,563,000 | 908,000 |
| Securities held to maturity | 473,000 | 472,000 | 471,000 | 471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,518,000 | 8,057,000 | 7,333,000 | 6,955,000 |
| Interest-bearing deposits | 6,041,000 | 5,613,000 | 4,849,000 | 4,447,000 |
| Noninterest-bearing deposits | 2,477,000 | 2,444,000 | 2,484,000 | 2,508,000 |
| Equity capital | 1,025,000 | 1,054,000 | 1,055,000 | 1,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 101,000 | 207,000 | 329,000 | 417,000 |
| Interest expense | 11,000 | 23,000 | 33,000 | 50,000 |
| Net interest income | 90,000 | 184,000 | 296,000 | 367,000 |
| Noninterest income | 18,000 | 40,000 | 44,000 | 98,000 |
| Noninterest expense | 118,000 | 243,000 | 373,000 | 485,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | -8,000 | -22,000 | -9,000 |
| Income tax | -9,000 | -8,000 | -9,000 | -9,000 |
| Net income | -1,000 | 0 | -13,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,034,000 | 1,036,000 | 1,023,000 | 1,036,000 |
| Total capital | 1,104,000 | 1,108,000 | 1,092,000 | 1,104,000 |
| Risk-weighted assets | 5,480,000 | 5,609,000 | 5,389,000 | 5,267,000 |