Call reports 2010
DICKINSON COUNTY BANK — 2010
What DICKINSON COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 14,352,000 | 13,621,000 | 13,119,000 | 8,877,000 |
| Total loans | 5,433,000 | 5,042,000 | 4,324,000 | 4,390,000 |
| Allowance for loan losses | 239,000 | 210,000 | 212,000 | 213,000 |
| Securities available for sale | 4,715,000 | 4,614,000 | 3,370,000 | 2,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,592,000 | 12,446,000 | 10,898,000 | 7,855,000 |
| Interest-bearing deposits | 10,371,000 | 10,274,000 | 8,945,000 | 5,800,000 |
| Noninterest-bearing deposits | 2,221,000 | 2,172,000 | 1,953,000 | 2,055,000 |
| Equity capital | 1,094,000 | 1,102,000 | 1,105,000 | 1,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 267,000 | 390,000 | 494,000 |
| Interest expense | 41,000 | 80,000 | 106,000 | 121,000 |
| Net interest income | 94,000 | 187,000 | 284,000 | 373,000 |
| Noninterest income | 21,000 | 36,000 | 50,000 | 71,000 |
| Noninterest expense | 184,000 | 319,000 | 446,000 | 564,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 12,000 |
| Pretax income | -75,000 | -99,000 | -95,000 | -80,000 |
| Income tax | 0 | 1,000 | 0 | 4,000 |
| Net income | -75,000 | -100,000 | -95,000 | -84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,052,000 | 1,031,000 | 1,035,000 | 1,042,000 |
| Total capital | 1,134,000 | 1,108,000 | 1,107,000 | 1,108,000 |
| Risk-weighted assets | 6,388,000 | 6,065,000 | 5,587,000 | 5,158,000 |