Call reports 2009
DICKINSON COUNTY BANK — 2009
What DICKINSON COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 14,553,000 | 14,462,000 | 14,366,000 | 13,962,000 |
| Total loans | 5,296,000 | 5,609,000 | 5,370,000 | 5,233,000 |
| Allowance for loan losses | 261,000 | 214,000 | 223,000 | 221,000 |
| Securities available for sale | 4,676,000 | 4,750,000 | 5,078,000 | 4,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,236,000 | 12,848,000 | 12,691,000 | 11,971,000 |
| Interest-bearing deposits | 11,026,000 | 10,665,000 | 10,678,000 | 10,026,000 |
| Noninterest-bearing deposits | 2,210,000 | 2,183,000 | 2,012,000 | 1,945,000 |
| Equity capital | 1,278,000 | 1,238,000 | 1,258,000 | 1,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 337,000 | 505,000 | 643,000 |
| Interest expense | 61,000 | 123,000 | 183,000 | 228,000 |
| Net interest income | 107,000 | 214,000 | 322,000 | 415,000 |
| Noninterest income | 16,000 | 5,000 | 21,000 | 39,000 |
| Noninterest expense | 140,000 | 258,000 | 396,000 | 532,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 49,000 |
| Pretax income | -14,000 | -41,000 | -55,000 | -120,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | -15,000 | -42,000 | -56,000 | -120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,240,000 | 1,215,000 | 1,200,000 | 1,137,000 |
| Total capital | 1,318,000 | 1,296,000 | 1,275,000 | 1,215,000 |
| Risk-weighted assets | 6,079,000 | 6,364,000 | 5,850,000 | 6,090,000 |