Call reports 2008
DICKINSON COUNTY BANK — 2008
What DICKINSON COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 12,115,000 | 11,331,000 | 15,741,000 | 14,443,000 |
| Total loans | 5,708,000 | 6,067,000 | 5,681,000 | 5,517,000 |
| Allowance for loan losses | 222,000 | 245,000 | 250,000 | 258,000 |
| Securities available for sale | 4,807,000 | 3,872,000 | 5,459,000 | 4,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,792,000 | 10,091,000 | 14,451,000 | 13,059,000 |
| Interest-bearing deposits | 8,806,000 | 8,139,000 | 12,167,000 | 10,887,000 |
| Noninterest-bearing deposits | 1,986,000 | 1,952,000 | 2,284,000 | 2,172,000 |
| Equity capital | 1,249,000 | 1,162,000 | 1,210,000 | 1,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 357,000 | 544,000 | 737,000 |
| Interest expense | 66,000 | 128,000 | 199,000 | 268,000 |
| Net interest income | 118,000 | 229,000 | 345,000 | 469,000 |
| Noninterest income | 20,000 | 46,000 | 69,000 | 91,000 |
| Noninterest expense | 112,000 | 225,000 | 329,000 | 458,000 |
| Provision for loan losses | 0 | 31,000 | 31,000 | 31,000 |
| Pretax income | 26,000 | 22,000 | 57,000 | 78,000 |
| Income tax | -11,000 | -10,000 | -9,000 | -12,000 |
| Net income | 37,000 | 32,000 | 66,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,203,000 | 1,189,000 | 1,224,000 | 1,257,000 |
| Total capital | 1,279,000 | 1,266,000 | 1,310,000 | 1,336,000 |
| Risk-weighted assets | 5,942,000 | 6,045,000 | 6,679,000 | 6,177,000 |