Call reports 2007
DICKINSON COUNTY BANK — 2007
What DICKINSON COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,003,000 | 10,360,000 | 10,987,000 | 10,652,000 |
| Total loans | 4,967,000 | 5,067,000 | 5,187,000 | 5,551,000 |
| Allowance for loan losses | 181,000 | 183,000 | 186,000 | 189,000 |
| Securities available for sale | 3,393,000 | 3,885,000 | 4,187,000 | 4,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,914,000 | 9,254,000 | 9,774,000 | 9,414,000 |
| Interest-bearing deposits | 6,927,000 | 7,213,000 | 7,747,000 | 7,406,000 |
| Noninterest-bearing deposits | 1,987,000 | 2,041,000 | 2,026,000 | 2,008,000 |
| Equity capital | 1,036,000 | 1,035,000 | 1,102,000 | 1,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 311,000 | 474,000 | 645,000 |
| Interest expense | 54,000 | 106,000 | 168,000 | 237,000 |
| Net interest income | 101,000 | 205,000 | 306,000 | 408,000 |
| Noninterest income | 18,000 | 35,000 | 56,000 | 79,000 |
| Noninterest expense | 111,000 | 220,000 | 316,000 | 405,000 |
| Provision for loan losses | 76,000 | 76,000 | 76,000 | 76,000 |
| Pretax income | -68,000 | -56,000 | -30,000 | 20,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -56,000 | -30,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,079,000 | 1,090,000 | 1,117,000 | 1,166,000 |
| Total capital | 1,141,000 | 1,154,000 | 1,186,000 | 1,237,000 |
| Risk-weighted assets | 4,833,000 | 4,988,000 | 5,376,000 | 5,579,000 |