Call reports 2006
DICKINSON COUNTY BANK — 2006
What DICKINSON COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,076,000 | 11,281,000 | 10,657,000 | 10,161,000 |
| Total loans | 6,228,000 | 6,642,000 | 6,071,000 | 5,637,000 |
| Allowance for loan losses | 200,000 | 174,000 | 171,000 | 202,000 |
| Securities available for sale | 3,570,000 | 3,444,000 | 3,472,000 | 3,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,737,000 | 10,012,000 | 9,382,000 | 9,005,000 |
| Interest-bearing deposits | 7,657,000 | 7,943,000 | 7,404,000 | 6,870,000 |
| Noninterest-bearing deposits | 2,080,000 | 2,069,000 | 1,978,000 | 2,134,000 |
| Equity capital | 1,161,000 | 1,145,000 | 1,206,000 | 1,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 310,000 | 475,000 | 635,000 |
| Interest expense | 50,000 | 103,000 | 160,000 | 215,000 |
| Net interest income | 105,000 | 207,000 | 315,000 | 420,000 |
| Noninterest income | 25,000 | 44,000 | 64,000 | 86,000 |
| Noninterest expense | 114,000 | 210,000 | 326,000 | 428,000 |
| Provision for loan losses | 101,000 | 119,000 | 119,000 | 269,000 |
| Pretax income | -85,000 | -82,000 | -71,000 | -197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -85,000 | -82,000 | -71,000 | -197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,260,000 | 1,262,000 | 1,273,000 | 1,147,000 |
| Total capital | 1,329,000 | 1,339,000 | 1,341,000 | 1,209,000 |
| Risk-weighted assets | 5,428,000 | 6,073,000 | 5,302,000 | 4,820,000 |