Call reports 2003
DICKINSON COUNTY BANK — 2003
What DICKINSON COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,606,000 | 11,299,000 | 11,575,000 | 11,069,000 |
| Total loans | 5,368,000 | 5,354,000 | 5,243,000 | 5,104,000 |
| Allowance for loan losses | 138,000 | 137,000 | 119,000 | 120,000 |
| Securities available for sale | 4,011,000 | 4,493,000 | 4,448,000 | 3,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,077,000 | 9,500,000 | 9,612,000 | 9,501,000 |
| Interest-bearing deposits | 8,645,000 | 8,106,000 | 8,141,000 | 7,936,000 |
| Noninterest-bearing deposits | 1,432,000 | 1,394,000 | 1,471,000 | 1,566,000 |
| Equity capital | 1,461,000 | 1,489,000 | 1,486,000 | 1,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 306,000 | 454,000 | 602,000 |
| Interest expense | 48,000 | 95,000 | 135,000 | 171,000 |
| Net interest income | 105,000 | 211,000 | 319,000 | 431,000 |
| Noninterest income | 18,000 | 32,000 | 46,000 | 61,000 |
| Noninterest expense | 93,000 | 176,000 | 266,000 | 349,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 67,000 | 99,000 | 143,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 28,000 | 64,000 | 94,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,368,000 | 1,404,000 | 1,434,000 | 1,478,000 |
| Total capital | 1,435,000 | 1,471,000 | 1,501,000 | 1,542,000 |
| Risk-weighted assets | 5,326,000 | 5,291,000 | 5,289,000 | 5,095,000 |