Call reports 2002
DICKINSON COUNTY BANK — 2002
What DICKINSON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,007,000 | 11,643,000 | 10,887,000 | 11,036,000 |
| Total loans | 5,240,000 | 5,423,000 | 5,295,000 | 5,295,000 |
| Allowance for loan losses | 158,000 | 159,000 | 136,000 | 137,000 |
| Securities available for sale | 5,399,000 | 5,099,000 | 3,898,000 | 4,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,509,000 | 9,911,000 | 9,201,000 | 9,358,000 |
| Interest-bearing deposits | 9,299,000 | 8,726,000 | 8,033,000 | 7,959,000 |
| Noninterest-bearing deposits | 1,210,000 | 1,185,000 | 1,168,000 | 1,399,000 |
| Equity capital | 1,410,000 | 1,519,000 | 1,558,000 | 1,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 375,000 | 541,000 | 702,000 |
| Interest expense | 73,000 | 145,000 | 211,000 | 265,000 |
| Net interest income | 114,000 | 230,000 | 330,000 | 437,000 |
| Noninterest income | 19,000 | 35,000 | 52,000 | 72,000 |
| Noninterest expense | 83,000 | 163,000 | 244,000 | 341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 102,000 | 138,000 | 168,000 |
| Income tax | 0 | 0 | 0 | -3,000 |
| Net income | 50,000 | 102,000 | 138,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,370,000 | 1,421,000 | 1,458,000 | 1,490,000 |
| Total capital | 1,439,000 | 1,490,000 | 1,524,000 | 1,557,000 |
| Risk-weighted assets | 5,403,000 | 5,449,000 | 5,189,000 | 5,279,000 |