Call reports 2001
DICKINSON COUNTY BANK — 2001
What DICKINSON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,443,000 | 11,663,000 | 11,352,000 | 11,692,000 |
| Total loans | 5,207,000 | 5,544,000 | 5,245,000 | 5,173,000 |
| Allowance for loan losses | 104,000 | 104,000 | 106,000 | 157,000 |
| Securities available for sale | 5,037,000 | 4,784,000 | 4,621,000 | 5,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,863,000 | 9,746,000 | 9,604,000 | 9,982,000 |
| Interest-bearing deposits | 8,764,000 | 8,644,000 | 8,556,000 | 8,610,000 |
| Noninterest-bearing deposits | 1,099,000 | 1,103,000 | 1,048,000 | 1,372,000 |
| Equity capital | 1,499,000 | 1,556,000 | 1,648,000 | 1,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 416,000 | 618,000 | 805,000 |
| Interest expense | 104,000 | 207,000 | 304,000 | 385,000 |
| Net interest income | 109,000 | 209,000 | 314,000 | 420,000 |
| Noninterest income | 22,000 | 41,000 | 60,000 | 82,000 |
| Noninterest expense | 83,000 | 154,000 | 228,000 | 328,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 48,000 | 96,000 | 146,000 | 124,000 |
| Income tax | 0 | 0 | 0 | 7,000 |
| Net income | 48,000 | 96,000 | 146,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,419,000 | 1,472,000 | 1,521,000 | 1,495,000 |
| Total capital | 1,487,000 | 1,543,000 | 1,588,000 | 1,561,000 |
| Risk-weighted assets | 5,416,000 | 5,633,000 | 5,299,000 | 5,205,000 |