Call reports 2003
SUBURBAN COMMUNITY BANK — 2003
What SUBURBAN COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 90,898,000 | 91,131,000 | 89,320,000 |
| Total loans | 59,551,000 | 64,343,000 | 62,601,000 |
| Allowance for loan losses | 785,000 | 830,000 | 856,000 |
| Securities available for sale | 12,883,000 | 13,119,000 | 11,180,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 70,093,000 | 71,548,000 | 68,139,000 |
| Interest-bearing deposits | 60,975,000 | 61,270,000 | 57,916,000 |
| Noninterest-bearing deposits | 9,118,000 | 10,278,000 | 10,223,000 |
| Equity capital | 9,693,000 | 9,832,000 | 9,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,240,000 | 2,499,000 | 3,744,000 |
| Interest expense | 439,000 | 852,000 | 1,200,000 |
| Net interest income | 801,000 | 1,647,000 | 2,544,000 |
| Noninterest income | 43,000 | 83,000 | 139,000 |
| Noninterest expense | 602,000 | 1,267,000 | 1,987,000 |
| Provision for loan losses | 30,000 | 75,000 | 90,000 |
| Pretax income | 212,000 | 388,000 | 606,000 |
| Income tax | 56,000 | 105,000 | 164,000 |
| Net income | 156,000 | 283,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 9,578,000 | 9,705,000 | 9,854,000 |
| Total capital | 10,348,000 | 10,528,000 | 10,654,000 |
| Risk-weighted assets | 61,570,000 | 65,830,000 | 63,971,000 |