Call reports 2002
SUBURBAN COMMUNITY BANK — 2002
What SUBURBAN COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,792,000 | 85,924,000 | 84,458,000 | 85,534,000 |
| Total loans | 51,259,000 | 57,564,000 | 61,037,000 | 61,397,000 |
| Allowance for loan losses | 662,000 | 735,000 | 714,000 | 752,000 |
| Securities available for sale | 14,332,000 | 14,933,000 | 14,004,000 | 12,586,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,949,000 | 63,691,000 | 61,238,000 | 64,438,000 |
| Interest-bearing deposits | 50,564,000 | 53,893,000 | 51,883,000 | 54,832,000 |
| Noninterest-bearing deposits | 9,385,000 | 9,798,000 | 9,355,000 | 9,606,000 |
| Equity capital | 8,755,000 | 9,121,000 | 9,406,000 | 9,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,390,000 | 3,660,000 | 4,916,000 |
| Interest expense | 459,000 | 935,000 | 1,401,000 | 1,869,000 |
| Net interest income | 700,000 | 1,455,000 | 2,259,000 | 3,047,000 |
| Noninterest income | 45,000 | 109,000 | 150,000 | 194,000 |
| Noninterest expense | 548,000 | 1,102,000 | 1,678,000 | 2,287,000 |
| Provision for loan losses | 66,000 | 135,000 | 180,000 | 218,000 |
| Pretax income | 191,000 | 387,000 | 611,000 | 858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 387,000 | 611,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,707,000 | 8,903,000 | 9,158,000 | 9,422,000 |
| Total capital | 9,369,000 | 9,638,000 | 9,872,000 | 10,174,000 |
| Risk-weighted assets | 56,994,000 | 59,209,000 | 61,012,000 | 61,269,000 |