Call reports 2025
UNION SAVINGS AND LOAN ASSOCIATION — 2025
What UNION SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 255,705,000 | 248,871,000 | 256,829,000 | 257,648,000 |
| Total loans | 208,059,000 | 208,259,000 | 214,998,000 | 218,106,000 |
| Allowance for loan losses | 2,251,000 | 2,246,000 | 2,345,000 | 2,355,000 |
| Securities available for sale | 12,533,000 | 10,392,000 | 18,190,000 | 17,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,085,000 | 223,654,000 | 230,587,000 | 230,948,000 |
| Interest-bearing deposits | 183,769,000 | 185,052,000 | 191,019,000 | 190,495,000 |
| Noninterest-bearing deposits | 47,316,000 | 38,602,000 | 39,568,000 | 40,453,000 |
| Equity capital | 23,210,000 | 23,852,000 | 24,684,000 | 25,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,556,000 | 7,201,000 | 11,033,000 | 14,922,000 |
| Interest expense | 1,346,000 | 2,628,000 | 3,974,000 | 5,290,000 |
| Net interest income | 2,210,000 | 4,573,000 | 7,059,000 | 9,632,000 |
| Noninterest income | 369,000 | 762,000 | 1,139,000 | 1,537,000 |
| Noninterest expense | 1,917,000 | 3,812,000 | 5,774,000 | 7,708,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 587,000 | 1,373,000 | 2,199,000 | 3,161,000 |
| Income tax | 147,000 | 342,000 | 480,000 | 715,000 |
| Net income | 440,000 | 1,031,000 | 1,719,000 | 2,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,715,000 | 24,306,000 | 24,994,000 | 25,721,000 |