Call reports 2021
UNION SAVINGS AND LOAN ASSOCIATION — 2021
What UNION SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 196,566,000 | 198,692,000 | 206,161,000 | 207,882,000 |
| Total loans | 142,850,000 | 144,763,000 | 146,543,000 | 147,359,000 |
| Allowance for loan losses | 1,672,000 | 1,729,000 | 1,749,000 | 1,752,000 |
| Securities available for sale | 10,056,000 | 18,955,000 | 20,933,000 | 23,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,274,000 | 177,925,000 | 185,649,000 | 187,663,000 |
| Interest-bearing deposits | 139,070,000 | 139,928,000 | 141,880,000 | 140,427,000 |
| Noninterest-bearing deposits | 38,204,000 | 37,997,000 | 43,769,000 | 47,236,000 |
| Equity capital | 18,597,000 | 18,932,000 | 19,241,000 | 19,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,234,000 | 4,911,000 | 6,587,000 |
| Interest expense | 306,000 | 571,000 | 821,000 | 1,041,000 |
| Net interest income | 1,311,000 | 2,663,000 | 4,090,000 | 5,546,000 |
| Noninterest income | 620,000 | 1,490,000 | 1,986,000 | 2,451,000 |
| Noninterest expense | 1,477,000 | 3,325,000 | 4,808,000 | 6,333,000 |
| Provision for loan losses | 47,000 | 95,000 | 120,000 | 135,000 |
| Pretax income | 407,000 | 733,000 | 1,148,000 | 1,529,000 |
| Income tax | 104,000 | 187,000 | 293,000 | 376,000 |
| Net income | 303,000 | 546,000 | 855,000 | 1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,689,000 | 18,932,000 | 19,275,000 | 19,608,000 |