Call reports 2017
UNION SAVINGS AND LOAN ASSOCIATION — 2017
What UNION SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 141,459,000 | 147,987,000 | 149,706,000 | 149,064,000 |
| Total loans | 117,304,000 | 125,066,000 | 127,908,000 | 129,337,000 |
| Allowance for loan losses | 1,390,000 | 1,471,000 | 1,393,000 | 1,381,000 |
| Securities available for sale | 783,000 | 735,000 | 691,000 | 647,000 |
| Securities held to maturity | 345,000 | 345,000 | 315,000 | 315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,708,000 | 122,742,000 | 125,105,000 | 126,071,000 |
| Interest-bearing deposits | 106,586,000 | 106,495,000 | 107,218,000 | 109,054,000 |
| Noninterest-bearing deposits | 15,122,000 | 16,247,000 | 17,888,000 | 17,017,000 |
| Equity capital | 14,216,000 | 14,417,000 | 14,655,000 | 14,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,859,000 | 4,408,000 | 5,981,000 |
| Interest expense | 242,000 | 498,000 | 774,000 | 1,062,000 |
| Net interest income | 1,149,000 | 2,361,000 | 3,634,000 | 4,919,000 |
| Noninterest income | 319,000 | 659,000 | 967,000 | 1,302,000 |
| Noninterest expense | 1,197,000 | 2,392,000 | 3,572,000 | 4,805,000 |
| Provision for loan losses | 30,000 | 55,000 | 73,000 | 87,000 |
| Pretax income | 241,000 | 573,000 | 956,000 | 1,329,000 |
| Income tax | 95,000 | 227,000 | 372,000 | 702,000 |
| Net income | 146,000 | 346,000 | 584,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,216,000 | 14,417,000 | 14,655,000 | 14,698,000 |
| Total capital | 15,414,000 | 15,683,000 | 15,992,000 | 16,066,000 |
| Risk-weighted assets | 95,651,000 | 101,143,000 | 106,956,000 | 109,400,000 |