Call reports 2022
FARMERS & MERCHANTS BANK, THE — 2022
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 542,143,000 | 599,252,000 | 653,109,000 | 683,601,000 |
| Total loans | 406,947,000 | 460,941,000 | 523,801,000 | 542,648,000 |
| Allowance for loan losses | 4,676,000 | 4,700,000 | 5,130,000 | 5,134,000 |
| Securities available for sale | 105,196,000 | 99,730,000 | 51,068,000 | 53,596,000 |
| Securities held to maturity | 0 | 0 | 46,641,000 | 46,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,218,000 | 464,355,000 | 486,025,000 | 542,546,000 |
| Interest-bearing deposits | 409,595,000 | 419,328,000 | 435,136,000 | 495,322,000 |
| Noninterest-bearing deposits | 43,623,000 | 45,028,000 | 50,889,000 | 47,224,000 |
| Equity capital | 42,017,000 | 38,299,000 | 41,540,000 | 45,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,070,000 | 10,747,000 | 17,513,000 | 25,211,000 |
| Interest expense | 730,000 | 1,635,000 | 3,172,000 | 5,769,000 |
| Net interest income | 4,340,000 | 9,112,000 | 14,341,000 | 19,442,000 |
| Noninterest income | 746,000 | 1,116,000 | 3,545,000 | 4,254,000 |
| Noninterest expense | 2,073,000 | 4,487,000 | 7,028,000 | 11,128,000 |
| Provision for loan losses | 215,000 | 215,000 | 670,000 | 670,000 |
| Pretax income | 2,798,000 | 5,526,000 | 10,188,000 | 11,898,000 |
| Income tax | 608,000 | 1,206,000 | 2,332,000 | 2,831,000 |
| Net income | 2,190,000 | 4,320,000 | 7,856,000 | 9,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,628,000 | 52,757,000 | 56,287,000 | 57,498,000 |
| Total capital | 55,304,000 | 57,457,000 | 61,417,000 | 62,632,000 |
| Risk-weighted assets | 402,586,000 | 451,789,000 | 527,250,000 | 561,948,000 |