Call reports 2019
FARMERS & MERCHANTS BANK, THE — 2019
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 313,441,000 | 314,667,000 | 312,951,000 | 319,969,000 |
| Total loans | 260,093,000 | 262,563,000 | 262,036,000 | 262,961,000 |
| Allowance for loan losses | 3,068,000 | 3,141,000 | 3,074,000 | 3,116,000 |
| Securities available for sale | 37,711,000 | 36,684,000 | 35,602,000 | 33,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,898,000 | 263,133,000 | 260,613,000 | 255,037,000 |
| Interest-bearing deposits | 241,545,000 | 238,147,000 | 236,229,000 | 227,857,000 |
| Noninterest-bearing deposits | 24,353,000 | 24,986,000 | 24,384,000 | 27,180,000 |
| Equity capital | 32,580,000 | 33,246,000 | 33,667,000 | 33,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 8,031,000 | 12,078,000 | 16,247,000 |
| Interest expense | 1,104,000 | 2,220,000 | 3,393,000 | 4,511,000 |
| Net interest income | 2,881,000 | 5,811,000 | 8,685,000 | 11,736,000 |
| Noninterest income | 251,000 | 527,000 | 803,000 | 1,131,000 |
| Noninterest expense | 1,887,000 | 3,718,000 | 5,694,000 | 8,372,000 |
| Provision for loan losses | 264,000 | 559,000 | 559,000 | 994,000 |
| Pretax income | 981,000 | 2,061,000 | 3,235,000 | 3,501,000 |
| Income tax | 209,000 | 448,000 | 733,000 | 743,000 |
| Net income | 772,000 | 1,613,000 | 2,502,000 | 2,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,316,000 | 32,857,000 | 33,141,000 | 33,302,000 |
| Total capital | 35,384,000 | 35,993,000 | 36,215,000 | 36,418,000 |
| Risk-weighted assets | 249,055,000 | 250,885,000 | 249,697,000 | 251,216,000 |