Call reports 2017
FARMERS & MERCHANTS BANK, THE — 2017
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 282,702,000 | 285,777,000 | 291,987,000 | 289,991,000 |
| Total loans | 219,397,000 | 224,467,000 | 228,784,000 | 234,966,000 |
| Allowance for loan losses | 2,540,000 | 2,531,000 | 2,493,000 | 3,139,000 |
| Securities available for sale | 39,893,000 | 39,498,000 | 39,580,000 | 38,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,970,000 | 239,954,000 | 245,141,000 | 247,729,000 |
| Interest-bearing deposits | 213,818,000 | 218,988,000 | 223,037,000 | 222,030,000 |
| Noninterest-bearing deposits | 22,152,000 | 20,966,000 | 22,104,000 | 25,699,000 |
| Equity capital | 28,302,000 | 29,115,000 | 29,739,000 | 29,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,930,000 | 10,387,000 | 13,913,000 |
| Interest expense | 502,000 | 1,079,000 | 1,673,000 | 2,277,000 |
| Net interest income | 2,873,000 | 5,851,000 | 8,714,000 | 11,636,000 |
| Noninterest income | 267,000 | 518,000 | 739,000 | 1,019,000 |
| Noninterest expense | 1,976,000 | 3,989,000 | 5,986,000 | 8,221,000 |
| Provision for loan losses | 250,000 | 500,000 | 680,000 | 1,890,000 |
| Pretax income | 914,000 | 1,880,000 | 2,787,000 | 2,544,000 |
| Income tax | 251,000 | 523,000 | 770,000 | 651,000 |
| Net income | 663,000 | 1,357,000 | 2,017,000 | 1,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,186,000 | 28,842,000 | 29,444,000 | 29,115,000 |
| Total capital | 30,726,000 | 31,373,000 | 31,937,000 | 31,871,000 |
| Risk-weighted assets | 207,201,000 | 211,696,000 | 216,771,000 | 220,079,000 |