Call reports 2016
FARMERS & MERCHANTS BANK, THE — 2016
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 250,373,000 | 250,176,000 | 253,023,000 | 264,692,000 |
| Total loans | 189,765,000 | 190,583,000 | 203,396,000 | 208,143,000 |
| Allowance for loan losses | 2,328,000 | 2,567,000 | 2,467,000 | 2,419,000 |
| Securities available for sale | 36,788,000 | 36,796,000 | 36,211,000 | 39,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,827,000 | 214,834,000 | 215,017,000 | 216,097,000 |
| Interest-bearing deposits | 190,694,000 | 190,818,000 | 187,854,000 | 186,682,000 |
| Noninterest-bearing deposits | 26,133,000 | 24,016,000 | 27,163,000 | 29,415,000 |
| Equity capital | 26,051,000 | 27,042,000 | 27,546,000 | 27,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,456,000 | 9,829,000 | 13,088,000 |
| Interest expense | 398,000 | 826,000 | 1,265,000 | 1,712,000 |
| Net interest income | 2,765,000 | 5,630,000 | 8,564,000 | 11,376,000 |
| Noninterest income | 257,000 | 527,000 | 813,000 | 1,095,000 |
| Noninterest expense | 1,956,000 | 3,797,000 | 5,789,000 | 8,098,000 |
| Provision for loan losses | 300,000 | 650,000 | 940,000 | 1,217,000 |
| Pretax income | 766,000 | 1,710,000 | 2,648,000 | 3,156,000 |
| Income tax | 194,000 | 454,000 | 719,000 | 775,000 |
| Net income | 572,000 | 1,256,000 | 1,929,000 | 2,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,845,000 | 26,520,000 | 27,141,000 | 27,528,000 |
| Total capital | 28,106,000 | 28,832,000 | 29,608,000 | 29,947,000 |
| Risk-weighted assets | 180,822,000 | 184,695,000 | 198,641,000 | 197,854,000 |