Call reports 2015
FARMERS & MERCHANTS BANK, THE — 2015
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 222,301,000 | 223,465,000 | 229,906,000 | 232,870,000 |
| Total loans | 167,084,000 | 173,975,000 | 181,132,000 | 182,806,000 |
| Allowance for loan losses | 2,248,000 | 2,245,000 | 2,200,000 | 2,265,000 |
| Securities available for sale | 36,645,000 | 35,504,000 | 36,047,000 | 36,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,957,000 | 187,093,000 | 185,801,000 | 185,057,000 |
| Interest-bearing deposits | 166,555,000 | 162,903,000 | 161,797,000 | 158,700,000 |
| Noninterest-bearing deposits | 23,402,000 | 24,190,000 | 24,004,000 | 26,357,000 |
| Equity capital | 25,121,000 | 25,409,000 | 26,150,000 | 26,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,003,000 | 6,048,000 | 9,203,000 | 12,366,000 |
| Interest expense | 352,000 | 705,000 | 1,039,000 | 1,389,000 |
| Net interest income | 2,651,000 | 5,343,000 | 8,164,000 | 10,977,000 |
| Noninterest income | 237,000 | 478,000 | 757,000 | 998,000 |
| Noninterest expense | 1,770,000 | 3,752,000 | 5,851,000 | 8,117,000 |
| Provision for loan losses | 278,000 | 468,000 | 603,000 | 903,000 |
| Pretax income | 840,000 | 1,601,000 | 2,467,000 | 2,955,000 |
| Income tax | 230,000 | 425,000 | 672,000 | 791,000 |
| Net income | 610,000 | 1,176,000 | 1,795,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,085,000 | 25,647,000 | 26,224,000 | 26,531,000 |
| Total capital | 27,137,000 | 27,693,000 | 28,356,000 | 28,638,000 |
| Risk-weighted assets | 164,021,000 | 163,482,000 | 170,496,000 | 168,401,000 |