Call reports 2014
FARMERS & MERCHANTS BANK, THE — 2014
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 211,973,000 | 217,024,000 | 217,989,000 | 214,779,000 |
| Total loans | 155,723,000 | 159,385,000 | 161,972,000 | 162,315,000 |
| Allowance for loan losses | 2,179,000 | 2,051,000 | 2,092,000 | 2,191,000 |
| Securities available for sale | 36,283,000 | 38,893,000 | 36,853,000 | 38,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,427,000 | 183,825,000 | 186,716,000 | 180,933,000 |
| Interest-bearing deposits | 161,109,000 | 160,320,000 | 162,118,000 | 158,764,000 |
| Noninterest-bearing deposits | 23,318,000 | 23,505,000 | 24,598,000 | 22,169,000 |
| Equity capital | 22,839,000 | 23,445,000 | 24,219,000 | 24,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,919,000 | 5,829,000 | 8,803,000 | 11,699,000 |
| Interest expense | 343,000 | 678,000 | 1,049,000 | 1,413,000 |
| Net interest income | 2,576,000 | 5,151,000 | 7,754,000 | 10,286,000 |
| Noninterest income | 244,000 | 507,000 | 775,000 | 1,064,000 |
| Noninterest expense | 1,861,000 | 3,752,000 | 5,616,000 | 7,763,000 |
| Provision for loan losses | 250,000 | 400,000 | 540,000 | 740,000 |
| Pretax income | 709,000 | 1,506,000 | 2,313,000 | 2,787,000 |
| Income tax | 194,000 | 459,000 | 691,000 | 769,000 |
| Net income | 515,000 | 1,047,000 | 1,622,000 | 2,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,981,000 | 23,514,000 | 24,088,000 | 24,434,000 |
| Total capital | 24,816,000 | 25,406,000 | 26,025,000 | 26,385,000 |
| Risk-weighted assets | 146,438,000 | 151,190,000 | 154,906,000 | 155,818,000 |