Call reports 2013
FARMERS & MERCHANTS BANK, THE — 2013
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 201,353,000 | 208,374,000 | 206,051,000 | 210,693,000 |
| Total loans | 149,789,000 | 156,888,000 | 155,771,000 | 154,814,000 |
| Allowance for loan losses | 2,338,000 | 2,198,000 | 2,102,000 | 2,161,000 |
| Securities available for sale | 31,435,000 | 33,788,000 | 33,099,000 | 39,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,913,000 | 171,884,000 | 174,400,000 | 172,403,000 |
| Interest-bearing deposits | 153,998,000 | 155,438,000 | 156,983,000 | 152,632,000 |
| Noninterest-bearing deposits | 17,915,000 | 16,446,000 | 17,417,000 | 19,771,000 |
| Equity capital | 21,525,000 | 21,516,000 | 22,070,000 | 22,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,728,000 | 8,796,000 | 11,729,000 |
| Interest expense | 412,000 | 812,000 | 1,187,000 | 1,549,000 |
| Net interest income | 2,458,000 | 4,916,000 | 7,609,000 | 10,180,000 |
| Noninterest income | 290,000 | 614,000 | 696,000 | 977,000 |
| Noninterest expense | 1,459,000 | 3,119,000 | 4,521,000 | 7,640,000 |
| Provision for loan losses | 108,000 | 211,000 | 361,000 | 536,000 |
| Pretax income | 1,181,000 | 2,200,000 | 3,423,000 | 2,981,000 |
| Income tax | 383,000 | 749,000 | 1,325,000 | 959,000 |
| Net income | 798,000 | 1,451,000 | 2,098,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,193,000 | 21,839,000 | 22,446,000 | 22,516,000 |
| Total capital | 23,068,000 | 23,747,000 | 24,379,000 | 24,493,000 |
| Risk-weighted assets | 149,536,000 | 152,367,000 | 154,472,000 | 158,009,000 |