Call reports 2012
FARMERS & MERCHANTS BANK, THE — 2012
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 186,883,000 | 187,081,000 | 190,997,000 | 203,320,000 |
| Total loans | 144,055,000 | 147,293,000 | 150,036,000 | 146,854,000 |
| Allowance for loan losses | 2,192,000 | 2,328,000 | 2,295,000 | 2,293,000 |
| Securities available for sale | 24,602,000 | 25,598,000 | 24,282,000 | 25,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,312,000 | 154,033,000 | 159,794,000 | 175,222,000 |
| Interest-bearing deposits | 137,340,000 | 135,679,000 | 140,573,000 | 153,095,000 |
| Noninterest-bearing deposits | 19,972,000 | 18,354,000 | 19,222,000 | 22,126,000 |
| Equity capital | 21,743,000 | 22,047,000 | 22,756,000 | 20,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,931,000 | 8,877,000 | 11,906,000 |
| Interest expense | 454,000 | 890,000 | 1,308,000 | 1,732,000 |
| Net interest income | 2,526,000 | 5,041,000 | 7,569,000 | 10,174,000 |
| Noninterest income | 298,000 | 630,000 | 964,000 | 1,287,000 |
| Noninterest expense | 1,380,000 | 2,972,000 | 4,486,000 | 7,972,000 |
| Provision for loan losses | 162,000 | 386,000 | 591,000 | 785,000 |
| Pretax income | 1,282,000 | 2,313,000 | 3,456,000 | 2,704,000 |
| Income tax | 413,000 | 820,000 | 1,242,000 | 893,000 |
| Net income | 869,000 | 1,493,000 | 2,214,000 | 1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,003,000 | 21,563,000 | 22,283,000 | 20,395,000 |
| Total capital | 22,791,000 | 23,393,000 | 24,130,000 | 22,243,000 |
| Risk-weighted assets | 142,608,000 | 145,918,000 | 147,312,000 | 147,370,000 |