Call reports 2010
FARMERS & MERCHANTS BANK, THE — 2010
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 167,914,000 | 167,153,000 | 171,694,000 | 172,761,000 |
| Total loans | 133,415,000 | 133,564,000 | 133,285,000 | 135,339,000 |
| Allowance for loan losses | 1,639,000 | 1,600,000 | 1,648,000 | 1,884,000 |
| Securities available for sale | 19,966,000 | 19,825,000 | 20,268,000 | 19,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,825,000 | 136,381,000 | 141,639,000 | 145,559,000 |
| Interest-bearing deposits | 125,761,000 | 123,887,000 | 127,837,000 | 128,938,000 |
| Noninterest-bearing deposits | 13,065,000 | 12,494,000 | 13,802,000 | 16,621,000 |
| Equity capital | 18,064,000 | 18,811,000 | 19,803,000 | 19,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,668,000 | 5,479,000 | 8,426,000 | 11,400,000 |
| Interest expense | 665,000 | 1,297,000 | 1,911,000 | 2,486,000 |
| Net interest income | 2,003,000 | 4,182,000 | 6,515,000 | 8,914,000 |
| Noninterest income | 292,000 | 588,000 | 939,000 | 1,308,000 |
| Noninterest expense | 1,134,000 | 2,192,000 | 3,422,000 | 6,185,000 |
| Provision for loan losses | 135,000 | 431,000 | 726,000 | 1,076,000 |
| Pretax income | 1,026,000 | 2,147,000 | 3,306,000 | 2,841,000 |
| Income tax | 345,000 | 762,000 | 1,176,000 | 977,000 |
| Net income | 681,000 | 1,385,000 | 2,130,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,735,000 | 18,439,000 | 19,164,000 | 18,783,000 |
| Total capital | 19,360,000 | 20,039,000 | 20,788,000 | 20,459,000 |
| Risk-weighted assets | 129,950,000 | 128,991,000 | 129,882,000 | 133,878,000 |