Call reports 2009
FARMERS & MERCHANTS BANK, THE — 2009
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 154,194,000 | 161,880,000 | 167,700,000 | 168,421,000 |
| Total loans | 123,857,000 | 128,258,000 | 129,579,000 | 132,123,000 |
| Allowance for loan losses | 1,908,000 | 1,833,000 | 1,842,000 | 1,650,000 |
| Securities available for sale | 18,418,000 | 18,844,000 | 18,818,000 | 20,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,459,000 | 131,773,000 | 136,757,000 | 140,030,000 |
| Interest-bearing deposits | 113,629,000 | 118,942,000 | 125,481,000 | 126,545,000 |
| Noninterest-bearing deposits | 10,830,000 | 12,831,000 | 11,275,000 | 13,485,000 |
| Equity capital | 16,523,000 | 16,960,000 | 17,816,000 | 17,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,367,000 | 8,039,000 | 10,727,000 |
| Interest expense | 934,000 | 1,820,000 | 2,650,000 | 3,397,000 |
| Net interest income | 1,753,000 | 3,547,000 | 5,389,000 | 7,330,000 |
| Noninterest income | 254,000 | 503,000 | 774,000 | 1,074,000 |
| Noninterest expense | 1,033,000 | 2,073,000 | 3,027,000 | 5,438,000 |
| Provision for loan losses | 465,000 | 524,000 | 682,000 | 687,000 |
| Pretax income | 509,000 | 1,453,000 | 2,454,000 | 2,279,000 |
| Income tax | 169,000 | 536,000 | 865,000 | 761,000 |
| Net income | 340,000 | 917,000 | 1,589,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,296,000 | 16,763,000 | 17,335,000 | 17,159,000 |
| Total capital | 17,741,000 | 18,262,000 | 18,832,000 | 18,725,000 |
| Risk-weighted assets | 115,147,000 | 119,606,000 | 121,831,000 | 125,229,000 |