Call reports 2006
FARMERS & MERCHANTS BANK, THE — 2006
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,918,000 | 138,724,000 | 141,349,000 | 143,962,000 |
| Total loans | 105,856,000 | 109,045,000 | 109,680,000 | 113,144,000 |
| Allowance for loan losses | 1,547,000 | 1,580,000 | 1,594,000 | 1,593,000 |
| Securities available for sale | 2,054,000 | 2,893,000 | 3,589,000 | 5,363,000 |
| Securities held to maturity | 19,547,000 | 18,552,000 | 18,055,000 | 10,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,076,000 | 111,197,000 | 114,216,000 | 116,460,000 |
| Interest-bearing deposits | 101,977,000 | 102,517,000 | 104,847,000 | 106,289,000 |
| Noninterest-bearing deposits | 9,099,000 | 8,680,000 | 9,369,000 | 10,171,000 |
| Equity capital | 13,757,000 | 14,202,000 | 14,782,000 | 14,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,567,000 | 7,129,000 | 9,661,000 |
| Interest expense | 941,000 | 1,980,000 | 3,144,000 | 4,310,000 |
| Net interest income | 1,312,000 | 2,587,000 | 3,985,000 | 5,351,000 |
| Noninterest income | 198,000 | 493,000 | 703,000 | 907,000 |
| Noninterest expense | 643,000 | 1,290,000 | 1,959,000 | 3,585,000 |
| Provision for loan losses | 225,000 | 365,000 | 365,000 | 519,000 |
| Pretax income | 642,000 | 1,425,000 | 2,364,000 | 2,154,000 |
| Income tax | 243,000 | 540,000 | 896,000 | 799,000 |
| Net income | 399,000 | 885,000 | 1,468,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,815,000 | 14,300,000 | 14,888,000 | 14,776,000 |
| Total capital | 14,919,000 | 15,433,000 | 16,025,000 | 15,955,000 |
| Risk-weighted assets | 87,867,000 | 90,154,000 | 90,535,000 | 93,914,000 |