Call reports 2002
FARMERS & MERCHANTS BANK, THE — 2002
What FARMERS & MERCHANTS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 80,234,000 | 80,810,000 | 84,863,000 | 82,313,000 |
| Total loans | 54,634,000 | 56,548,000 | 58,841,000 | 59,194,000 |
| Allowance for loan losses | 752,000 | 767,000 | 777,000 | 884,000 |
| Securities available for sale | 2,257,000 | 2,436,000 | 2,728,000 | 1,252,000 |
| Securities held to maturity | 18,507,000 | 18,539,000 | 18,412,000 | 19,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,380,000 | 69,622,000 | 73,522,000 | 71,425,000 |
| Interest-bearing deposits | 63,561,000 | 63,189,000 | 68,081,000 | 65,151,000 |
| Noninterest-bearing deposits | 5,819,000 | 6,433,000 | 5,441,000 | 6,274,000 |
| Equity capital | 10,092,000 | 10,489,000 | 10,661,000 | 10,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,682,000 | 4,112,000 | 5,516,000 |
| Interest expense | 563,000 | 1,109,000 | 1,634,000 | 2,112,000 |
| Net interest income | 770,000 | 1,573,000 | 2,478,000 | 3,404,000 |
| Noninterest income | 93,000 | 198,000 | 311,000 | 420,000 |
| Noninterest expense | 323,000 | 586,000 | 873,000 | 2,083,000 |
| Provision for loan losses | 6,000 | 16,000 | 104,000 | 255,000 |
| Pretax income | 534,000 | 1,169,000 | 1,814,000 | 1,491,000 |
| Income tax | 200,000 | 438,000 | 680,000 | 545,000 |
| Net income | 334,000 | 731,000 | 1,134,000 | 946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,092,000 | 10,489,000 | 10,661,000 | 10,316,000 |
| Total capital | 10,683,000 | 11,091,000 | 11,291,000 | 10,931,000 |
| Risk-weighted assets | 47,150,000 | 47,991,000 | 50,285,000 | 48,939,000 |