Call reports 2026
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2026
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 315,944,000 | 312,481,000 |
| Total loans | 235,438,000 | 238,742,000 |
| Allowance for loan losses | 2,001,000 | 1,847,000 |
| Securities available for sale | 43,031,000 | 35,116,000 |
| Securities held to maturity | 1,109,000 | 1,117,000 |
| Trading assets | 0 | 0 |
| Total deposits | 250,821,000 | 246,641,000 |
| Interest-bearing deposits | 207,851,000 | 202,569,000 |
| Noninterest-bearing deposits | 42,970,000 | 44,072,000 |
| Equity capital | 27,578,000 | 27,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,831,000 | 7,802,000 |
| Interest expense | 1,410,000 | 2,794,000 |
| Net interest income | 2,421,000 | 5,008,000 |
| Noninterest income | 508,000 | 1,044,000 |
| Noninterest expense | 2,725,000 | 5,471,000 |
| Provision for loan losses | 120,000 | 92,000 |
| Pretax income | 84,000 | 341,000 |
| Income tax | 7,000 | 45,000 |
| Net income | 77,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,619,000 | 30,891,000 |