Call reports 2025
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2025
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 280,298,000 | 299,118,000 | 316,594,000 | 312,206,000 |
| Total loans | 206,309,000 | 211,524,000 | 216,830,000 | 228,149,000 |
| Allowance for loan losses | 1,842,000 | 1,751,000 | 1,794,000 | 1,915,000 |
| Securities available for sale | 43,217,000 | 48,597,000 | 57,034,000 | 48,262,000 |
| Securities held to maturity | 0 | 0 | 1,094,000 | 1,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,997,000 | 233,407,000 | 249,874,000 | 245,320,000 |
| Interest-bearing deposits | 184,508,000 | 195,811,000 | 201,487,000 | 202,288,000 |
| Noninterest-bearing deposits | 35,489,000 | 37,596,000 | 48,387,000 | 43,032,000 |
| Equity capital | 23,216,000 | 23,074,000 | 23,771,000 | 27,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,433,000 | 7,023,000 | 10,804,000 | 14,624,000 |
| Interest expense | 1,316,000 | 2,686,000 | 4,246,000 | 5,754,000 |
| Net interest income | 2,117,000 | 4,337,000 | 6,558,000 | 8,870,000 |
| Noninterest income | 423,000 | 885,000 | 1,408,000 | 1,920,000 |
| Noninterest expense | 2,207,000 | 4,514,000 | 6,902,000 | 9,404,000 |
| Provision for loan losses | 110,000 | 621,000 | 701,000 | 821,000 |
| Pretax income | 223,000 | 87,000 | 363,000 | 545,000 |
| Income tax | 29,000 | -6,000 | 33,000 | 9,000 |
| Net income | 194,000 | 93,000 | 330,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,795,000 | 26,736,000 | 27,017,000 | 30,487,000 |