Call reports 2024
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2024
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 263,528,000 | 267,156,000 | 268,695,000 | 281,017,000 |
| Total loans | 199,251,000 | 206,672,000 | 204,621,000 | 204,354,000 |
| Allowance for loan losses | 2,052,000 | 2,050,000 | 1,970,000 | 1,804,000 |
| Securities available for sale | 34,842,000 | 34,680,000 | 35,313,000 | 46,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,668,000 | 204,756,000 | 204,859,000 | 214,315,000 |
| Interest-bearing deposits | 173,937,000 | 167,833,000 | 169,181,000 | 179,937,000 |
| Noninterest-bearing deposits | 32,731,000 | 36,923,000 | 35,678,000 | 34,378,000 |
| Equity capital | 21,631,000 | 21,939,000 | 23,027,000 | 23,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 6,465,000 | 9,875,000 | 13,346,000 |
| Interest expense | 1,252,000 | 2,623,000 | 3,956,000 | 5,258,000 |
| Net interest income | 1,882,000 | 3,842,000 | 5,919,000 | 8,088,000 |
| Noninterest income | 357,000 | 759,000 | 1,223,000 | 1,620,000 |
| Noninterest expense | 2,085,000 | 4,138,000 | 6,252,000 | 8,382,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | -145,000 |
| Pretax income | 139,000 | 448,000 | 875,000 | 1,015,000 |
| Income tax | 13,000 | 50,000 | 94,000 | 104,000 |
| Net income | 126,000 | 398,000 | 781,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,637,000 | 25,955,000 | 26,382,000 | 26,556,000 |