Call reports 2023
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2023
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,368,000 | 240,731,000 | 249,241,000 | 256,748,000 |
| Total loans | 175,294,000 | 182,372,000 | 192,814,000 | 198,632,000 |
| Allowance for loan losses | 1,966,000 | 1,939,000 | 2,006,000 | 2,045,000 |
| Securities available for sale | 35,844,000 | 35,269,000 | 34,409,000 | 35,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,450,000 | 191,448,000 | 194,066,000 | 197,241,000 |
| Interest-bearing deposits | 163,822,000 | 159,160,000 | 161,214,000 | 164,256,000 |
| Noninterest-bearing deposits | 29,628,000 | 32,288,000 | 32,852,000 | 32,985,000 |
| Equity capital | 20,464,000 | 20,470,000 | 20,187,000 | 21,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,617,000 | 5,406,000 | 8,284,000 | 11,342,000 |
| Interest expense | 687,000 | 1,582,000 | 2,513,000 | 3,624,000 |
| Net interest income | 1,930,000 | 3,824,000 | 5,771,000 | 7,718,000 |
| Noninterest income | 273,000 | 594,000 | 916,000 | 1,307,000 |
| Noninterest expense | 1,822,000 | 3,661,000 | 5,638,000 | 7,667,000 |
| Provision for loan losses | 75,000 | 115,000 | 190,000 | 228,000 |
| Pretax income | 255,000 | 556,000 | 773,000 | 1,032,000 |
| Income tax | 43,000 | 83,000 | 109,000 | 139,000 |
| Net income | 212,000 | 473,000 | 664,000 | 893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,919,000 | 26,184,000 | 26,381,000 | 25,466,000 |