Call reports 2022
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2022
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,749,000 | 222,602,000 | 229,784,000 | 235,191,000 |
| Total loans | 153,931,000 | 159,460,000 | 167,488,000 | 174,737,000 |
| Allowance for loan losses | 1,943,000 | 1,905,000 | 1,890,000 | 1,891,000 |
| Securities available for sale | 40,141,000 | 41,705,000 | 39,655,000 | 39,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,448,000 | 175,824,000 | 188,944,000 | 188,474,000 |
| Interest-bearing deposits | 137,344,000 | 144,713,000 | 157,560,000 | 158,753,000 |
| Noninterest-bearing deposits | 30,104,000 | 31,111,000 | 31,384,000 | 29,721,000 |
| Equity capital | 21,401,000 | 20,261,000 | 19,741,000 | 19,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 4,130,000 | 6,392,000 | 8,906,000 |
| Interest expense | 201,000 | 397,000 | 663,000 | 1,067,000 |
| Net interest income | 1,746,000 | 3,733,000 | 5,729,000 | 7,839,000 |
| Noninterest income | 331,000 | 617,000 | 907,000 | 1,204,000 |
| Noninterest expense | 1,676,000 | 3,391,000 | 5,146,000 | 6,949,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 398,000 | 956,000 | 1,478,000 | 2,082,000 |
| Income tax | 53,000 | 137,000 | 225,000 | 327,000 |
| Net income | 345,000 | 819,000 | 1,253,000 | 1,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,467,000 | 24,948,000 | 25,389,000 | 25,697,000 |