Call reports 2021
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2021
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 226,685,000 | 222,517,000 | 217,311,000 | 215,022,000 |
| Total loans | 165,004,000 | 165,801,000 | 154,479,000 | 152,032,000 |
| Allowance for loan losses | 1,751,000 | 1,826,000 | 1,821,000 | 1,896,000 |
| Securities available for sale | 40,743,000 | 38,739,000 | 41,721,000 | 43,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,950,000 | 168,123,000 | 167,185,000 | 164,836,000 |
| Interest-bearing deposits | 134,817,000 | 134,571,000 | 133,100,000 | 133,677,000 |
| Noninterest-bearing deposits | 33,133,000 | 33,552,000 | 34,085,000 | 31,159,000 |
| Equity capital | 21,089,000 | 21,672,000 | 22,231,000 | 22,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,291,000 | 6,440,000 | 8,511,000 |
| Interest expense | 285,000 | 528,000 | 755,000 | 969,000 |
| Net interest income | 1,914,000 | 3,763,000 | 5,685,000 | 7,542,000 |
| Noninterest income | 245,000 | 468,000 | 730,000 | 986,000 |
| Noninterest expense | 1,506,000 | 2,963,000 | 4,478,000 | 6,041,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 572,000 | 1,119,000 | 1,745,000 | 2,220,000 |
| Income tax | 80,000 | 155,000 | 250,000 | 372,000 |
| Net income | 492,000 | 964,000 | 1,495,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,746,000 | 23,222,000 | 23,758,000 | 24,115,000 |