Call reports 2019
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2019
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 202,207,000 | 206,454,000 | 210,508,000 | 210,294,000 |
| Total loans | 161,192,000 | 165,177,000 | 167,030,000 | 165,661,000 |
| Allowance for loan losses | 1,100,000 | 1,155,000 | 1,183,000 | 1,241,000 |
| Securities available for sale | 27,008,000 | 25,792,000 | 27,920,000 | 27,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,515,000 | 153,050,000 | 149,554,000 | 156,450,000 |
| Interest-bearing deposits | 132,146,000 | 130,987,000 | 127,858,000 | 135,192,000 |
| Noninterest-bearing deposits | 18,369,000 | 22,063,000 | 21,696,000 | 21,258,000 |
| Equity capital | 17,223,000 | 17,885,000 | 18,327,000 | 19,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,121,000 | 4,318,000 | 6,552,000 | 8,769,000 |
| Interest expense | 633,000 | 1,302,000 | 1,970,000 | 2,604,000 |
| Net interest income | 1,488,000 | 3,016,000 | 4,582,000 | 6,165,000 |
| Noninterest income | 173,000 | 344,000 | 538,000 | 735,000 |
| Noninterest expense | 1,322,000 | 2,521,000 | 3,828,000 | 5,143,000 |
| Provision for loan losses | 35,000 | 90,000 | 125,000 | 243,000 |
| Pretax income | 304,000 | 750,000 | 1,173,000 | 1,521,000 |
| Income tax | 51,000 | 125,000 | 196,000 | 251,000 |
| Net income | 253,000 | 625,000 | 977,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,153,000 | 20,531,000 | 20,890,000 | 21,186,000 |
| Total capital | 21,253,000 | 21,686,000 | 22,073,000 | 22,427,000 |
| Risk-weighted assets | 128,631,000 | 132,847,000 | 136,247,000 | 137,399,000 |