Call reports 2018
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2018
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,328,000 | 185,180,000 | 192,658,000 | 195,411,000 |
| Total loans | 144,559,000 | 146,656,000 | 152,505,000 | 155,910,000 |
| Allowance for loan losses | 1,251,000 | 1,241,000 | 1,234,000 | 1,234,000 |
| Securities available for sale | 26,006,000 | 26,947,000 | 26,643,000 | 26,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,925,000 | 138,466,000 | 142,163,000 | 149,049,000 |
| Interest-bearing deposits | 123,949,000 | 120,455,000 | 122,702,000 | 130,559,000 |
| Noninterest-bearing deposits | 18,976,000 | 18,011,000 | 19,461,000 | 18,490,000 |
| Equity capital | 15,524,000 | 15,743,000 | 15,902,000 | 16,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,697,000 | 5,654,000 | 7,702,000 |
| Interest expense | 422,000 | 877,000 | 1,371,000 | 1,949,000 |
| Net interest income | 1,356,000 | 2,820,000 | 4,283,000 | 5,753,000 |
| Noninterest income | 140,000 | 278,000 | 434,000 | 596,000 |
| Noninterest expense | 1,290,000 | 2,632,000 | 3,992,000 | 5,179,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 196,000 | 456,000 | 715,000 | 1,160,000 |
| Income tax | 34,000 | 68,000 | 110,000 | 201,000 |
| Net income | 162,000 | 388,000 | 605,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,081,000 | 19,313,000 | 19,537,000 | 19,894,000 |
| Total capital | 20,332,000 | 20,554,000 | 20,771,000 | 21,128,000 |
| Risk-weighted assets | 110,092,000 | 112,643,000 | 118,432,000 | 120,692,000 |