Call reports 2017
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2017
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 167,325,000 | 172,172,000 | 178,324,000 | 176,250,000 |
| Total loans | 135,486,000 | 139,221,000 | 142,239,000 | 142,397,000 |
| Allowance for loan losses | 1,085,000 | 1,135,000 | 1,211,000 | 1,241,000 |
| Securities available for sale | 19,090,000 | 22,633,000 | 21,849,000 | 22,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,807,000 | 138,787,000 | 143,283,000 | 135,104,000 |
| Interest-bearing deposits | 121,478,000 | 123,187,000 | 120,639,000 | 118,052,000 |
| Noninterest-bearing deposits | 13,329,000 | 15,600,000 | 22,644,000 | 17,052,000 |
| Equity capital | 10,985,000 | 11,235,000 | 11,799,000 | 15,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,621,000 | 3,305,000 | 5,022,000 | 6,829,000 |
| Interest expense | 304,000 | 661,000 | 1,047,000 | 1,445,000 |
| Net interest income | 1,317,000 | 2,644,000 | 3,975,000 | 5,384,000 |
| Noninterest income | 144,000 | 311,000 | 482,000 | 654,000 |
| Noninterest expense | 1,218,000 | 2,546,000 | 3,728,000 | 5,004,000 |
| Provision for loan losses | 40,000 | 90,000 | 150,000 | 180,000 |
| Pretax income | 204,000 | 320,000 | 580,000 | 856,000 |
| Income tax | 40,000 | 63,000 | 117,000 | 287,000 |
| Net income | 164,000 | 257,000 | 463,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,731,000 | 13,824,000 | 14,030,000 | 18,913,000 |
| Total capital | 14,816,000 | 14,960,000 | 15,241,000 | 20,154,000 |
| Risk-weighted assets | 96,660,000 | 99,108,000 | 103,161,000 | 108,746,000 |