Call reports 2013
SENECA SAVINGS BANK, NATIONAL ASSOCIATION — 2013
What SENECA SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,359,000 | 141,674,000 | 136,308,000 | 131,573,000 |
| Total loans | 83,977,000 | 82,096,000 | 80,457,000 | 80,476,000 |
| Allowance for loan losses | 1,248,000 | 1,247,000 | 1,243,000 | 1,241,000 |
| Securities available for sale | 3,062,000 | 3,351,000 | 5,299,000 | 27,638,000 |
| Securities held to maturity | 19,706,000 | 22,765,000 | 19,930,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,722,000 | 114,516,000 | 110,046,000 | 107,134,000 |
| Interest-bearing deposits | 103,757,000 | 103,037,000 | 98,402,000 | 95,605,000 |
| Noninterest-bearing deposits | 10,965,000 | 11,479,000 | 11,644,000 | 11,529,000 |
| Equity capital | 10,686,000 | 10,663,000 | 10,577,000 | 10,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,444,000 | 3,604,000 | 4,761,000 |
| Interest expense | 362,000 | 701,000 | 1,016,000 | 1,311,000 |
| Net interest income | 868,000 | 1,743,000 | 2,588,000 | 3,450,000 |
| Noninterest income | 128,000 | 327,000 | 477,000 | 612,000 |
| Noninterest expense | 987,000 | 2,019,000 | 3,142,000 | 4,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 51,000 | -43,000 | -357,000 |
| Income tax | 0 | 0 | 0 | -149,000 |
| Net income | 9,000 | 51,000 | -43,000 | -208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,613,000 | 12,656,000 | 12,562,000 | 12,463,000 |
| Total capital | 13,349,000 | 13,390,000 | 13,252,000 | 13,242,000 |
| Risk-weighted assets | 58,347,000 | 58,210,000 | 54,657,000 | 63,826,000 |