Call reports 2008
ORION BANK — 2008
What ORION BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,909,468,000 | 2,889,461,000 | 2,719,453,000 | 2,841,164,000 |
| Total loans | 2,101,877,000 | 2,076,790,000 | 2,034,644,000 | 1,997,950,000 |
| Allowance for loan losses | 67,327,000 | 64,222,000 | 49,855,000 | 54,396,000 |
| Securities available for sale | 418,656,000 | 466,163,000 | 445,467,000 | 430,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,073,611,000 | 2,209,959,000 | 2,022,867,000 | 2,238,469,000 |
| Interest-bearing deposits | 1,935,113,000 | 2,088,794,000 | 1,910,747,000 | 2,130,348,000 |
| Noninterest-bearing deposits | 138,498,000 | 121,165,000 | 112,120,000 | 108,121,000 |
| Equity capital | 165,228,000 | 159,359,000 | 163,209,000 | 136,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 41,141,000 | 80,053,000 | 116,591,000 | 151,005,000 |
| Interest expense | 22,276,000 | 44,925,000 | 65,742,000 | 87,532,000 |
| Net interest income | 18,865,000 | 35,128,000 | 50,849,000 | 63,473,000 |
| Noninterest income | 1,755,000 | 3,112,000 | 4,478,000 | 5,810,000 |
| Noninterest expense | 10,772,000 | 21,717,000 | 33,081,000 | 48,851,000 |
| Provision for loan losses | 600,000 | 3,600,000 | 8,750,000 | 54,650,000 |
| Pretax income | 9,248,000 | 12,937,000 | 13,512,000 | -34,178,000 |
| Income tax | 3,219,000 | 4,594,000 | 4,755,000 | -13,714,000 |
| Net income | 6,029,000 | 8,343,000 | 8,757,000 | -20,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,894,000 | 166,208,000 | 173,622,000 | 144,446,000 |
| Total capital | 206,989,000 | 208,913,000 | 215,308,000 | 185,409,000 |
| Risk-weighted assets | 2,207,630,000 | 2,179,364,000 | 2,111,241,000 | 2,048,079,000 |