Call reports 2007
ORION BANK — 2007
What ORION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,515,022,000 | 2,556,857,000 | 2,608,360,000 | 2,625,828,000 |
| Total loans | 1,926,772,000 | 1,910,098,000 | 2,002,918,000 | 2,046,651,000 |
| Allowance for loan losses | 11,952,000 | 12,672,000 | 12,771,000 | 68,000,000 |
| Securities available for sale | 425,044,000 | 412,403,000 | 418,613,000 | 424,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,710,917,000 | 1,690,370,000 | 1,648,393,000 | 1,664,210,000 |
| Interest-bearing deposits | 1,681,527,000 | 1,664,400,000 | 1,628,641,000 | 1,529,383,000 |
| Noninterest-bearing deposits | 29,390,000 | 25,970,000 | 19,752,000 | 134,827,000 |
| Equity capital | 189,969,000 | 194,778,000 | 189,228,000 | 157,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 46,922,000 | 93,655,000 | 140,885,000 | 185,048,000 |
| Interest expense | 24,549,000 | 49,283,000 | 75,144,000 | 100,246,000 |
| Net interest income | 22,373,000 | 44,372,000 | 65,741,000 | 84,802,000 |
| Noninterest income | 1,502,000 | 3,900,000 | 5,482,000 | 7,348,000 |
| Noninterest expense | 10,068,000 | 19,965,000 | 29,402,000 | 41,767,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 60,658,000 |
| Pretax income | 13,207,000 | 27,107,000 | 40,021,000 | -10,275,000 |
| Income tax | 5,036,000 | 10,203,000 | 15,113,000 | -4,183,000 |
| Net income | 8,171,000 | 16,904,000 | 24,908,000 | -6,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,084,000 | 198,816,000 | 191,821,000 | 157,865,000 |
| Total capital | 217,036,000 | 226,488,000 | 219,592,000 | 200,085,000 |
| Risk-weighted assets | 2,056,195,000 | 2,031,150,000 | 2,110,860,000 | 2,136,032,000 |