Call reports 2006
ORION BANK — 2006
What ORION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,933,856,000 | 2,080,071,000 | 2,350,198,000 | 2,541,695,000 |
| Total loans | 1,687,297,000 | 1,841,089,000 | 1,941,100,000 | 1,961,004,000 |
| Allowance for loan losses | 9,446,000 | 10,130,000 | 10,679,000 | 11,358,000 |
| Securities available for sale | 119,068,000 | 114,911,000 | 282,982,000 | 421,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,489,309,000 | 1,511,496,000 | 1,622,413,000 | 1,641,108,000 |
| Interest-bearing deposits | 1,453,946,000 | 1,475,109,000 | 1,601,098,000 | 1,614,717,000 |
| Noninterest-bearing deposits | 35,363,000 | 36,387,000 | 21,315,000 | 26,391,000 |
| Equity capital | 171,997,000 | 179,123,000 | 181,364,000 | 191,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 33,087,000 | 71,697,000 | 114,742,000 | 162,473,000 |
| Interest expense | 12,528,000 | 28,559,000 | 48,099,000 | 72,289,000 |
| Net interest income | 20,559,000 | 43,138,000 | 66,643,000 | 90,184,000 |
| Noninterest income | 1,860,000 | 4,144,000 | 5,599,000 | 7,121,000 |
| Noninterest expense | 9,352,000 | 19,079,000 | 28,735,000 | 39,243,000 |
| Provision for loan losses | 675,000 | 1,350,000 | 1,950,000 | 2,625,000 |
| Pretax income | 12,392,000 | 26,853,000 | 41,557,000 | 55,437,000 |
| Income tax | 4,740,000 | 10,286,000 | 15,923,000 | 21,132,000 |
| Net income | 7,652,000 | 16,567,000 | 25,634,000 | 34,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,720,000 | 182,635,000 | 183,203,000 | 191,913,000 |
| Total capital | 183,166,000 | 207,765,000 | 208,882,000 | 218,271,000 |
| Risk-weighted assets | 1,807,027,000 | 1,954,747,000 | 2,064,330,000 | 2,108,881,000 |