Call reports 2005
ORION BANK — 2005
What ORION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,325,541,000 | 1,421,207,000 | 1,553,910,000 | 1,728,693,000 |
| Total loans | 1,105,036,000 | 1,159,306,000 | 1,308,376,000 | 1,487,032,000 |
| Allowance for loan losses | 7,139,000 | 7,646,000 | 8,177,000 | 8,771,000 |
| Securities available for sale | 109,039,000 | 117,633,000 | 119,162,000 | 115,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,073,739,000 | 1,092,732,000 | 1,152,948,000 | 1,283,134,000 |
| Interest-bearing deposits | 1,036,911,000 | 1,063,275,000 | 1,116,280,000 | 1,253,543,000 |
| Noninterest-bearing deposits | 36,828,000 | 29,457,000 | 36,668,000 | 29,591,000 |
| Equity capital | 116,509,000 | 122,834,000 | 134,916,000 | 149,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 18,665,000 | 39,968,000 | 64,002,000 | 92,295,000 |
| Interest expense | 4,960,000 | 10,769,000 | 17,874,000 | 27,263,000 |
| Net interest income | 13,705,000 | 29,199,000 | 46,128,000 | 65,032,000 |
| Noninterest income | 1,301,000 | 2,840,000 | 5,014,000 | 6,974,000 |
| Noninterest expense | 6,431,000 | 13,259,000 | 20,761,000 | 29,650,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 8,050,000 | 17,730,000 | 28,806,000 | 40,256,000 |
| Income tax | 3,109,000 | 6,857,000 | 10,953,000 | 15,241,000 |
| Net income | 4,941,000 | 10,873,000 | 17,853,000 | 25,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,995,000 | 123,927,000 | 136,407,000 | 152,069,000 |
| Total capital | 125,134,000 | 131,573,000 | 144,584,000 | 160,840,000 |
| Risk-weighted assets | 1,195,811,000 | 1,275,280,000 | 1,428,084,000 | 1,600,530,000 |