Call reports 2002
ORION BANK — 2002
What ORION BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 658,604,000 | 692,551,000 | 715,445,000 | 755,711,000 |
| Total loans | 535,374,000 | 568,398,000 | 578,073,000 | 604,002,000 |
| Allowance for loan losses | 3,647,000 | 3,855,000 | 4,061,000 | 4,123,000 |
| Securities available for sale | 50,444,000 | 46,156,000 | 44,299,000 | 41,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,443,000 | 557,460,000 | 552,284,000 | 578,548,000 |
| Interest-bearing deposits | 424,011,000 | 476,011,000 | 470,702,000 | 491,406,000 |
| Noninterest-bearing deposits | 87,432,000 | 81,449,000 | 81,582,000 | 87,142,000 |
| Equity capital | 48,943,000 | 51,810,000 | 54,706,000 | 57,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 10,016,000 | 20,468,000 | 31,320,000 | 42,106,000 |
| Interest expense | 3,341,000 | 6,839,000 | 10,493,000 | 13,957,000 |
| Net interest income | 6,675,000 | 13,629,000 | 20,827,000 | 28,149,000 |
| Noninterest income | 1,485,000 | 2,983,000 | 4,318,000 | 5,763,000 |
| Noninterest expense | 5,228,000 | 9,757,000 | 14,522,000 | 18,253,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 2,722,000 | 7,050,000 | 10,608,000 | 15,434,000 |
| Income tax | 926,000 | 2,457,000 | 3,699,000 | 5,428,000 |
| Net income | 1,796,000 | 4,593,000 | 6,909,000 | 10,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,620,000 | 51,417,000 | 53,983,000 | 57,054,000 |
| Total capital | 52,338,000 | 55,272,000 | 58,044,000 | 61,177,000 |
| Risk-weighted assets | 511,841,000 | 541,877,000 | 569,261,000 | 605,643,000 |